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Reviewed by Michael Claude H.

Everything was simple. No hassles or back an forth. Work with the payment I needed an made it happen. It was more simple buying this home than it was buying my truck.

Reviewed by Shanda Marie S.

Available any time , any day, and even nights and weekends. Chad knows the industry and works quickly and efficiently. We will use him for all of our mortgage loans in the future. And I will recommend him to any client who has a need. Best in the business in our opinion.

Reviewed by Carrie M C.

Working with Chad was a wonderful experience. He was very commutative and answered all our questions.

Reviewed by Lora Renae N.

Nice, friendly staff who treat you like family.

Reviewed by Devin LaVon S.

Chad was very helpful and quick to respond.

Reviewed by Stacy Lynn C.

Chad made the entire process flow very smoothly.

Reviewed by Hope Marie D.

Great service

Reviewed by Hope D.

Response time is unmatchable. I’ve used Chad for two mortgages. He’s the best of the best in my opinion!

Reviewed by Kathryn S.

Good communication. They always answered my questions and they helped me through this process.

Reviewed by Eric Daniel V.

Great experience.

Reviewed by Staci Webb J.

I contacted Chad in June of 2021 to see about buying a house and he explained to me how to get my credit score up and then when it came time to buy a house he walked me through the whole process and answered any question I had

Reviewed by Jason Jeremy A.

This was a very smooth and quick process. Chad is very professional and knowledgable. He was very calm and polite through the entire process. His realtor referral was great as well.

Reviewed by Carmen Renee B.

Chad makes every experience great! He is extremely knowledgeable, fast, efficient, and ensures the process moves along as smoothly as possible. We have worked with him several times over the past 6 years and feel he is the best! We would not trust our mortgage needs with anyone else!

Reviewed by Carol Ann L.

Chad was always helpful with questions and quickly respondend. The whole process for purchasing a home went very smoothly and was completed from the first contact to closing date in one month.

Reviewed by Bradley C.

Always super fast to answer questions. Was very clear about what the next step was. I was a little unorganized when it came to paperwork, and he really guided me on what exactly I needed and his office was able to piecemeal my multiple pdf's together to get things organized and correct.

Reviewed by Dennis J S.

Very helpful and friendly.

Reviewed by Melissa Deann H.

Chad was there to answer any questions day or night.

Reviewed by Joshua W G.

Mr. Hays was great to work with. He always responded quickly and made the entire process easy.

Reviewed by Kayla Ann S.

Chad was great his communication was great with everything. I really liked how fast he got things done for us. We have done reffered him to some of are friends and told them just how good he is at his job.

Reviewed by Shaun Michael S.

Chad was on it. The process went very smooth from start to finish

Monica Smith / Texas Lonestar Title

I wanted to take a minute and email you regarding the closing from last week. I just wanted to let you know that I am in love with the e-signature closings. It saved me time at the closing table and money because of less documents to print. As busy as everyone is lately, e-signature closings are the way to go. We print mounds & mounds of documents for closings daily. Most average around 150 pages. I printed 60ish pages for this closing. When we are back to back in closings daily, a closing package with 60 pages saves us time in the closing room. Between that and the awesome, quick funding on the file, it was a win-win.

Thanks for making a quick & smooth closing! I hope all lenders take the e-signature closing route soon!!!! 😊


Shelbyville, KY
I heard about Chad through my realtor, she recommended him to me and I am glad she did! From start to finish the refinance process went smoothly and quickly. Chad kept me informed on the progress and he is amazing. I definitely recommend Chad Hays. He was professional and courteous and I plan on using him again if we need anything in the future.


Shelbyville, KY
We had a great experience working with Chad and his people. Some issues came up, they all worked with us to achieve our goal of owning out own home. Lots of patience was given to us, thank you all. I will and have told all who are looking to buy or refi a mortgage to go see Chad at Republic Mortgage. Enjoying our new home. : )


Shelbyville, KY
Chad and the team at Republic State make you feel like you are their most important client. The personal touch and around the clock availability made our first home buying experience a good one. Highly recommended.


Shelbyville, KY
Chad Hays was very helpful and knowledgeable about the refinance process. This was the first time I had ever refinanced and his knowledge was very helpful.

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