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Reviewed by Jeremy Scott R.

Chad made the entire process so easy

Reviewed by Alissa V.

Chad and his team helped me in every way possible. He walked me through everything since I was a first time home buyer, and always answered the phone & my emails in a timely mannered. Chad & his team are amazing!

Reviewed by Paula W.

Chad was very easy to communicate with. He went above and beyond through the entire process. We will definitely be returning to him with any Mortgage needs.

Reviewed by Janice C.

Chad was a life saver for me. He not only handled the financing for my new home but also referred me to professionals I would be needing in my new area, I can't say enough about how I appreciated his professionalism and kindness.

Reviewed by Amanda T.

Chad was wonderful to work with. He stayed in touch with me throughout the entire process and made sure all my questions were answered quickly and efficiently. I will recommend Chad to all my family and friends!

Reviewed by Carlos K.

Chad was very knowledgeable in every part of our loan questions and is very good at listening and answering whatever questions we had about our loan process. Thank you so very much Chad for everything and helping us get our house.

Reviewed by Mia S.

We had very little hope we could buy a house but Chad made it possible for us to get in an AMAZING house that checked everything off our boxes. 10/10 recommend Chad. We had an amazing team!!

Reviewed by Ronald L. W.

Mr. Hays explained each and every document we signed and how the numbers were calculated. He also advised, by email, what the status of the loan was as each step was completed. He was very personable and cordial. If the need arises again for a home loan, Mr. Hayes will be the person we call.

Reviewed by Carrie S.

Chad made everything easy. He didn’t sugar coat anything and gave us the the truth

Reviewed by Cheyenne Nicole B.

Everything got done very fast and Chad was very communicative.

Reviewed by Lisa Marie O.

Chad and his crew made it so easy to get things done

Reviewed by Lance Thomas B.

Chad was super friendly and knowledgeable through the entire process. He was always available when I had a question. He made sure this process went super smooth! Thanks Chad

Reviewed by Haley Marie H.

Chad worked very quickly and communicated frequently.

Reviewed by Michael Claude H.

Everything was simple. No hassles or back an forth. Work with the payment I needed an made it happen. It was more simple buying this home than it was buying my truck.

Reviewed by Shanda Marie S.

Available any time , any day, and even nights and weekends. Chad knows the industry and works quickly and efficiently. We will use him for all of our mortgage loans in the future. And I will recommend him to any client who has a need. Best in the business in our opinion.

Reviewed by Carrie M C.

Working with Chad was a wonderful experience. He was very commutative and answered all our questions.

Reviewed by Lora Renae N.

Nice, friendly staff who treat you like family.

Reviewed by Devin LaVon S.

Chad was very helpful and quick to respond.

Reviewed by Stacy Lynn C.

Chad made the entire process flow very smoothly.

Reviewed by Hope Marie D.

Great service

Monica Smith / Texas Lonestar Title

I wanted to take a minute and email you regarding the closing from last week. I just wanted to let you know that I am in love with the e-signature closings. It saved me time at the closing table and money because of less documents to print. As busy as everyone is lately, e-signature closings are the way to go. We print mounds & mounds of documents for closings daily. Most average around 150 pages. I printed 60ish pages for this closing. When we are back to back in closings daily, a closing package with 60 pages saves us time in the closing room. Between that and the awesome, quick funding on the file, it was a win-win.

Thanks for making a quick & smooth closing! I hope all lenders take the e-signature closing route soon!!!! 😊


Shelbyville, KY
I heard about Chad through my realtor, she recommended him to me and I am glad she did! From start to finish the refinance process went smoothly and quickly. Chad kept me informed on the progress and he is amazing. I definitely recommend Chad Hays. He was professional and courteous and I plan on using him again if we need anything in the future.


Shelbyville, KY
We had a great experience working with Chad and his people. Some issues came up, they all worked with us to achieve our goal of owning out own home. Lots of patience was given to us, thank you all. I will and have told all who are looking to buy or refi a mortgage to go see Chad at Republic Mortgage. Enjoying our new home. : )


Shelbyville, KY
Chad and the team at Republic State make you feel like you are their most important client. The personal touch and around the clock availability made our first home buying experience a good one. Highly recommended.


Shelbyville, KY
Chad Hays was very helpful and knowledgeable about the refinance process. This was the first time I had ever refinanced and his knowledge was very helpful.

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