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About Chad Hays

My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.

In addition, I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way.

Easy to work with and very informative - Kenneth J. Lexington, KY
Was a great experience - Eric D. Frankfort, KY
Chad took the time to explain everything thoroughly and kept us informed during every step of our refinance. He was always prompt and responsive. Perfectly smooth experience from day one until closing! I would absolutely recommend him! - Joseph K. Louisville, KY
Chad, thank you for making that the easiest refi ever! - Bradford A. Midway, KY
Chad is always wonderful to work with. He takes our calls and answers questions extremely quickly. He was amazing even during some very busy times and I appreciated that greatly. - Travis G. Georgetown, KY
REPUBLIC CORE VALUE #1: Relationships

We care about the people we serve

REPUBLIC CORE VALUE #2: Expertise

Our people are experts in the field

REPUBLIC CORE VALUE #3: Problem-Solving

We have the know-how and resourcefulness to make it happen

REPUBLIC CORE VALUE #4: Unity

We're all in this together

REPUBLIC CORE VALUE #5: Balance

We want our people to live rich, balanced lives

REPUBLIC CORE VALUE #6: Listening

By being great listeners, we can find the right solution to fit your needs

REPUBLIC CORE VALUE #7: Integrity

Do the right thing, in the right way, at the right time

REPUBLIC CORE VALUE #8: Commitment

We give you our word

Republic State Mortgage is proud to announce we've been named a 2018 Top Workplace! We're thrilled to have been included on the list, and thankful to our employees, who made this happen. More info is available at www.topworkplaces.com.


“Incredibly honored to have National Mortgage News recognize Republic State Mortgage Co. as one of the #BestMortgageCompanies2019. It's the skill and dedication of our folks that make us one of the best in the country. Well done, Republic!” Paulina McGrath - President.

Natioal Mortgage News: Best Mortgage Companies to Work for 2019

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