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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Republic State Mortgage Co has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Chad Hays is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Chad Hays can help.


Chad made the entire process so easy

- Jeremy Scott R.

Chad and his team helped me in every way possible. He walked me through everything since I was a first time home buyer, and always answered the phone & my emails in a timely mannered. Chad & his team are amazing!

- Alissa V.

Chad was very easy to communicate with. He went above and beyond through the entire process. We will definitely be returning to him with any Mortgage needs.

- Paula W.

Chad was a life saver for me. He not only handled the financing for my new home but also referred me to professionals I would be needing in my new area, I can't say enough about how I appreciated his professionalism and kindness.

- Janice C.

Chad was wonderful to work with. He stayed in touch with me throughout the entire process and made sure all my questions were answered quickly and efficiently. I will recommend Chad to all my family and friends!

- Amanda T.

Chad was very knowledgeable in every part of our loan questions and is very good at listening and answering whatever questions we had about our loan process. Thank you so very much Chad for everything and helping us get our house.

- Carlos K.

We had very little hope we could buy a house but Chad made it possible for us to get in an AMAZING house that checked everything off our boxes. 10/10 recommend Chad. We had an amazing team!!

- Mia S.

Mr. Hays explained each and every document we signed and how the numbers were calculated. He also advised, by email, what the status of the loan was as each step was completed. He was very personable and cordial. If the need arises again for a home loan, Mr. Hayes will be the person we call.

- Ronald L. W.

Chad made everything easy. He didn’t sugar coat anything and gave us the the truth

- Carrie S.

Everything got done very fast and Chad was very communicative.

- Cheyenne Nicole B.

Chad and his crew made it so easy to get things done

- Lisa Marie O.

Chad was super friendly and knowledgeable through the entire process. He was always available when I had a question. He made sure this process went super smooth! Thanks Chad

- Lance Thomas B.

Chad worked very quickly and communicated frequently.

- Haley Marie H.

Everything was simple. No hassles or back an forth. Work with the payment I needed an made it happen. It was more simple buying this home than it was buying my truck.

- Michael Claude H.

Available any time , any day, and even nights and weekends. Chad knows the industry and works quickly and efficiently. We will use him for all of our mortgage loans in the future. And I will recommend him to any client who has a need. Best in the business in our opinion.

- Shanda Marie S.

Working with Chad was a wonderful experience. He was very commutative and answered all our questions.

- Carrie M C.

Nice, friendly staff who treat you like family.

- Lora Renae N.

Chad was very helpful and quick to respond.

- Devin LaVon S.

Chad made the entire process flow very smoothly.

- Stacy Lynn C.

Great service

- Hope Marie D.
Chad Hays

Chad Hays

I am licensed in: IN-16151,  KY-MC71045

Loan Officer
NMLS ID #: 148936

Direct: 502.744.9890
Office: 502.487.4260
Fax: 502.487.4261

Apply Online

Contact Chad Hays

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