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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Republic State Mortgage Co has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Chad Hays is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Chad Hays can help.

WHAT ARE PEOPLE SAYING ABOUT CHAD HAYS

Chad clearly communicated everything he needed and in a timely manner. He did absolutely everything that he said he was going to do and went above and beyond and even answered questions outside of work hours. He was very fast and effective at getting us approved for our mortgage. It was an excellent experience. We highly recommend him.

- Timothy E.

Chad went above and beyond to get us pre-approved on a Saturday evening within 1 hour. We are very appreciative!

- Amanda E.

Very helpful throughout the whole process. Answered any questions we had! Friendly guy!

- Eric Matthew J.

Chad was very easy to talk to and was very fast at answering any questions that we had. He made the entire loan process smooth and hassle-free. I would recommend Chad to anyone who is in the market to purchase or refinance a home!

- Brooke C.

This was my first home-buying experience, and Chad made everything as easy and open as possible. If I didn't understand something, he made sure to explain it to me. He's very kind and knowledgeable, and he was always readily available when I needed him, whether that was a call, text, or email.

- Sierra Flossie LaShe N.

As a first time home buyer new to a lot of topics , everything I didn't know or understand was simplified and made out to me in ways I could understand with quick responses.

- Jeremy Braden K.

Clear and persitant communication. Quick responses to questions.

- Dustin Ryan I.

Chad stayed in contact with me through the entire process. He answered all my questions, understood my needs, and took great efforts to accomodate all of the issues that came up.

- Rodney M.

Made me feel like family

- Zachary C.

Great person, easy to deal with, very thorough, very fast all around a great experience for first time home buyers.

- Marc N.

Chad was very helpful from the very beginning to the end. Gave me very helpful advice and made the process very smooth. I am very greatful that Chad was recommended to me by a friend. I will recommend him to all my friends.

- Jennifer B.

This was my first time buying a home and Chad made sure I was informed every step of the way. Chad was also available whenever I needed him and didn't mind answering all my question and when the deal started to go sideways Chad kept me well informed and fought for me.

- Joshua S.

Chad was so helpful and communicative throughtout the whole home buying process. He made it smooth and as stress free as possible!

- Mackenzie Renee S.

Chad Went above and beyond to ensure that we were well informed throughout each step of the home buying process. His expertise and willingness to answer questions was invaluable to us, especially as first time home buyers. Thank you Chad!

- Kevin Tyler M.

Uncomplicated not really a fan of on line stuff but it was ok with Chad helping

- Benny R.

It was almost as if Chad was holding my hand throughout a long difficult process. I so appreciate his willingness to help! I would recommend him to anyone for their mortgage needs.

- Spring Ivy E.

Chad is a wizard when it comes to numbers and what's the best way to handle a situation. He gave me so many scenarios on down payments and how each would benefit me. I never felt uncomfortable asking all my questions and felt like it was encouraged by Chad. I have referred my brother in law, my child and now my nephew . I truly Trust Chad. Thanks for all yoir help!

- Crystal Marie M.

He always responded to questions no matter when or what time of day it was. Got the loan sent to underwriting in a very timely matter. overall an amazing experience

- Makenna E.

Chad was extremely helpful with insurance info and the load process. He was amazing to work

- Ashley Nicole C.

Chad was great and helpful!

- Brittany G.
 
 
Chad Hays

Chad Hays

I am licensed in: IN-16151 ,  KY-MC71045

Loan Officer
NMLS ID #: 148936

Direct: 502.744.9890
Office: 502.744.9890
Fax: 859-745-6020

Apply Online CONTACT Chad Hays
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